First time buyer mortgages

At Urban & Rural Financial Solutions we are qualified Independent Mortgage Advisors provideing a first class service to our clients. We recognise that everybody's situation is slightly different and that getting the best mortgage deal is always of the highest priority, with 100's of lenders and 1000's of mortgage products to choose from shopping around can be a daunting and time consuming task. Our advisors do all of the work for you so whether you are looking to buy a new home, re-mortgage your current home, or purchase or refinance an investment property we can make finding the right mortgage deal for you easy.

Why us?
Our advisors are independent and offer a 'Whole of Market' service. This means we are not restricted to a small panel of lenders like many other mortgage brokers. Instead, they use the very latest in software technology to source mortgages from the entire mortgage market place in order to find you the best deal.

The advisors are all fully CeMap qualified allowing them to offer 'Advice and Recommendation'. So rather than just giving facts and figures, they can help you to make important decisions about your mortgage arrangements by offering their professional opinion.

So, whatever your situation, if you're interested in obtaining free independent mortgage advice from one of our professional and friendly consultants please call 01908 794600 or complete the form below and we will contact you!


Your home may be repossessed if you do not keep up repayments on your mortgage.


Please use our guides below to help assess the possible mortgage payments and stamp duty payable for your circumstances.


Contact Us

Please complete the following and we will arrange for your local adviser to call you

We look forward to speaking with you.


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Mortgage Calculator

Please fill out all of the fields to receive an estimate
Amount Borrowed: £200,000
Term: 25 years
Interest rate: 3.5%
Total Monthly Payment:
Total amount repayable:
Are you a first time buyer?
Is this your first or second home?
Where are you buying the property?
Brackets Rate Duty
£0-£125,000 0%
£125,001-£250,000 2%
£250,001-£925,000 5%
£925,001-£1.5m 10%
£1.5m+ 12%
Urban & Rural Financial Solutions Limited is an appointed representative of 2plan wealth management Ltd. It is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register (www.fca.org.uk) under reference 952952. Registered address: 216 Queensway, Bletchley, Buckinghamshire, MK2 2ST. Registered in England & Wales no: 13010744